Fair Housing Act: a law that prohibits discrimination in all facets of the home buying process on the basis of race, color, national origin, religion, sex, familial status, or disability. Ionic : The type of Greek column characterized by scroll-like decorations. Cladding : The lightweight outer skin of a building that does not carry any weight or support the building, but does keep wind and rain out. A term used to describe the siding or materials covering the exterior of a building. Capacity: The ability to make mortgage payments on time, dependant on assets and the amount of income each month after paying housing costs, debts and other obligations. Forbearance: a lender may decide not to take legal action when a borrower is late in making a payment. Usually this occurs when a borrower sets up a plan that both sides agree will bring overdue mortgage payments up to date.
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